HR Analyst in Minneapolis, MN – Money Diary

0
Occupation: Senior analyst
Industry: TIME
Age: 26
Site: Minneapolis, Minnesota
My Salary: $ 83,500 + 10% bonus
My husband’s salary: $ 120,000 + $ 7,500 bonus (We were both promoted this year, so our salaries for the year will be prorated.)
Net value : ~ $ 380,000 ($ 350,000 in 401 (k) / IRA, car, HSA, other savings combined between the two of us plus $ 50,000 in home equity less debt. We currently have a joint account for combined expenses and separate accounts for personal expenses. Recurring costs are shared ~ 40/60 and we take turns for other expenses (entertainment, travel, food).)
Debt: We have about $ 200,000 left on our mortgage and a $ 20,000 auto loan on my car (my husband’s car is paid off).
Amount of my paycheck (2x / month): $ 3,200 before taxes
Amount of my husband’s paycheck (2x / month) $ 4,600 before taxes
Pronouns: she she

Monthly expenses
Mortgage $ 1,200
HOA: $ 350 (includes cable and lawn services)
Utilities: $ 250
Car loan: $ 341
Student loans: $ 0 (My parents paid mine and my husband paid his two diplomas)
Health insurance: $ 120 (separate health insurance plans from our employers, cheaper than if we had to opt for a family plan)
Gym membership: $ 145 ($ 20 for a normal gym which is fully reimbursed by my husband’s company and $ 145 which I currently pay for F45 which I will cancel after the wedding)
Kombucha subscription: 40 $
Wax pass: $ 60


Source link

Share.

Leave A Reply